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Omni Capital Finance 


Omni Capital Finance offer a range of different plans to suit your needs. Subject to age and status.


1. Shop

 

Look for the Finance Calculator on items over £350. Select your preferred finance term and deposit, then add the item to your bag.

 

2. Apply

 

Navigate to the Checkout page to select the delivery options, and ensure Pay by Finance is selected. Once you hit the Pay by Finance, it will redirect it to Omni Capital Finance site to complete the application.

3. Decision

 

You will normally get a decision within few moments.

4. Deposit

 

You will pay 10% minimum deposit once your application is accepted.

5. Enjoy

 

Once the Agreement is signed, you can be able to redirect back to the Order Confirmation page on the website and we will send your order to the Omni Capital Billing Address.


If you choose to pay for your order using Omni Capital Finance your order must be delivered to your billing address. Interest Free Credit is not available on orders delivered outside the UK.


Apply for Finance with Omni Capital Retail Finance Limited

You’ll be automatically redirected to Omni Capital Retail Finance Limited’s website to complete your finance application online. If successful, your agreement begins. Once your initial payment is received, your order is complete!

Qualifying

You’ll only be considered for finance via Omni Capital Retail Finance Limited if you meet the following requirements:

  • Are at least 18 years old
  • Have a gross annual income each year of more than £5,000
  • Are a permanent UK resident and have lived in the UK for at least 3 years.
  • Have a UK bank account capable of accepting Direct Debits
  • Are not currently bankrupt, subject to an Individual Voluntary Agreement (IVA), or have any County Court Judgments (CCJs)
  • Have an email address so your documentation can be emailed to you.

Please note: Finance payment plans provided by Omni Capital Retail Finance Limited are not secured against an asset, such as your home.

However, if you fail to keep up with your repayments there will be other consequences. The repercussions include, but are not limited to, receiving a bad credit score, making it difficult for you to borrow money or get credit. This could affect your ability to get other financed items, such as mobile phone contracts, and you may be taken to court to retrieve the money.

There may also be charges that apply for recovery of missed/late payments or collection of the outstanding loan amount in the event of default.

Use of your personal data

To process your application, you will be asked to provide information about your personal, employment and financial situation. Omni Capital Retail Finance Limited (the lender) – will use your data so to determine your finance offer. Omni Capital Retail Finance Limited will perform a search with one or more Credit Reference Agencies to conduct checks for creditworthiness and any affordability assessments to help them make their decision.

You can find out more about how Omni Capital Retail Finance Limited uses and protect your personal data here: https://www.omnicapitalretailfinance.co.uk/privacy-policy/

Omni Capital Retail Finance Limited (your lender) will provide you with a copy of their Privacy Policy with your loan documents.

Omni Capital Retail Finance Limited registered office address is Omni Capital Retail Finance Limited. Registered Office: 10 Norwich Street, London, EC4A 1BD

Finance Decision

Omni Capital Retail Finance Limited will let you know the outcome of your finance application in just a few moments. Your application will be assessed based on eligibility, credit history and affordability.

Please note when applying for finance that both a soft and hard credit check is undertaken. Once all security checks have been completed, your credit agreement is signed and your initial payment has been paid, the hard credit check is made. Until you sign the credit agreement the credit search remains a soft search.

Your application may be referred to Omni Capital Retail Finance for manual review in in some cases. You’ll be notified by email of the credit decision, however, these are often reviewed and processed within 20 minutes.

If you’re not approved for finance you’re entitled to inquire to the credit bureau used in rendering the loan application decision. You can find these details in Omni’s Privacy Policy documents here: www.omnicapitalretailfinance.co.uk.

Repaying the loan

Your first direct debit payment will be taken approximately 15 to 30 days after you receive your good or services.

This will show on your statement as a payment to your lender. You have the right to repay all or part of the loan early at any time.

Cancellation

There is a 14-day cooling-off period where you can withdraw from the credit agreement after receipt of your goods or services.

Should you have a complaint about Omni Capital Retail Finance Limited then please refer to https://www.omnicapitalretailfinance.co.uk/contact/complaints/ for details of their procedures.

Disclosure

Tactical Scope is registered in England and Wales with company number 14458281. Tactical Scope Limited, acts as a credit broker and offers credit products from Omni Capital Retail Finance. 

Your application will be subject to a credit check using a recognised credit reference agency as part of the assessment process. Finance is subject to credit status, and is limited to UK residents aged 18 years and over. You can find Omni Capital Retail Finance’s Terms and Conditions at www.omnicapitalretailfinance.co.uk.

Finance is provided by Omni Capital Retail Finance Ltd which is a credit provider/lender. Tactical Scope Limited does not receive payment for introducing customers to Omni Capital Retail Finance. Omni Capital Retail Finance Ltd finance options are subject to individual status; terms and conditions apply. Omni Capital Retail Finance Ltd is registered in England and Wales with company number 7232938. Registered address: 10 Norwich Street, London, EC4A 1BD.

 

Get an idea of Omni Capital Finance Payments

 

  Upto 3 Months 0% Interest Free Credit Upto 6 Months 0% Interest Free Credit Upto 10 Months 0% Interest Free Credit
Purchase Amount £1000 £1000 £1000
Finance Term 3 Months 6 Months 10 Months
Deposit (10%) £100 £100 £100
Amount of Credit £900 £900 £900
Interest Rate (APR representative) 0% 0% 0%
Interest Amount £0.00 £0.00 £0.00
Monthly Payment £300.00 £150.00 £90
Total Amount Payable £900 £900 £900

Omni Capital Finance FAQs
Q: How long can I take out on Finance?
A:The Omni Capital Finance offers range of Finance terms. You can choose your preferred finance term on the product and checkout page.
Q: How do I choose to pay by Finance?
A:Just select the finance option on the checkout page and hit the Pay by Finance button
Q: Who is eligible to apply for online finance?
A:To apply for finance, you must be over the age of 18. You must also be a resident of the United Kingdom.
Q: Once my application is approved, what happens next?
A:Within minutes of your application being approved, you will be presented with the option to sign your credit agreement. If you are offered the ability to e-sign your credit agreement and choose to do so, a PDF of your credit agreement will be displayed on screen. You should read the credit agreement carefully before clicking all the relevant sections agreeing to its terms. Once you have agreed to the terms of the credit agreement we will be notified and you need do nothing more.
 




Tactical Scope offer the following finance options with Omni Finance:

- 3 months interest free (0%)
- 6 months interest free (0%)
- 10 months interest free (0%)
- 11 months interest free (0%)


Omni Finance is offered on all brand new products, minimum spend £350.

Omni Finance is currently not available on pre-owned, TSP, Ex-Demo, Factory Refurbished and OBR items

We cannot exchange or credit any order that has been purchased through Omni Financing. Any returned orders that were purchased via this method must be refunded and the customer will have to go through the Omni Finance process again on a future order.

We are unable to offer TSP or exchange options on orders purchased through Omni Financing

We can only send orders placed through Omni Financing to the address used during the finance application process. We are unable to send to an alternative address.